Recurring Revenue Works For You – Get and Stay #FI

recurring revenue income bossmanjax

How does recurring revenue work for you? Why is it so powerful to those seeking financial independence? And, just as important, why is it cherished by those wanting to stay #FI after they retire?

I like having multiple revenue streams, and I love income streams that create recurring revenue. Set them up once and get paid over and over again. I believe that is the key. Get paid over and over again for something you do once and spend little time managing in the future.

For example, we spent 10 minutes setting up the DOSH app to get extra cash back at places we already shop. Stores include Kroger, Pizza Hut, Dunkin Donuts, Sam’s Club, Pier One, World Market and so on (100,000 locations nationwide). More cash back than most get, unless you too have the DOSH app. No scanning receipts or other BS; it works automatically. Download the free app and get $5! Since loading the app this month, we have over $20 cash back that will go in our PayPal account. It adds up fast with everything else we do, read on. [My Review of the DOSH app is here for those interested in saving more.]

Recurring Revenue Defined

Recurring revenue is income that repeats in the future for something you did in the past. It is predictable income you get whether you continue working or not. And, it is income you continue to receive for an extended period of time. Recurring revenue doesn’t require a lot of your time once it is established. But, it usually requires some management time, albeit limited in most cases.

My goal is to create multiple income streams, the majority of which produce recurring revenue. And, I’ll continue adding income streams until my recurring revenue exceeds my work income. But, that’s not easy to do in a short period of time. It often takes multiple, relatively small income streams that accumulate. It is what I like to call, “Income Stacking,” which I’ll explain below. First, what types of activities create recurring revenue? There are numerous.

recurring revenue income bossmanjaxOne example is subscriptions, such as the auto-renewal policies setup by Microsoft Office 365, Norton anti-virus, Apple iTunes, and so on. Paid subscriptions that auto-renew are a good source of recurring revenue for everyone. However, they’re not easy for everyone to create. There are more accessible recurring revenue opportunities for you and I. Here are a few my wife and I enjoy today:

Online Savings Accounts
(recurring monthly interest income)

Dividend Paying Investments
(recurring monthly/quarterly income)

  • Vanguard (Roth IRA, Traditional IRA, SEP, Solo 401(k), Money Market accounts)
  • Etrade, etc.

Rental Property
(recurring rent payments, monthly principal payments)

  • We own two rental properties
    (best wealth building investments over time for us)

Affiliate Marketing
review dosh app

Energy Conservation

Credit Card Management
(sign-up bonuses and monthly cash rewards)

Not so common income

  • Nielsen tracking – they pay you to add tracking software to your phone and computer. We get a $25 gift card every 4 months or so from the program. No difference in the performance of our phones or computers. It is easy money, albeit limited recurring income; about $6/month but opportunity to win $1,000 in their monthly sweepstakes)
  • HealthyWage – I signed up for a bet and I’ll let you know how it goes; on track so far! You “can” get paid to lose weight. You bet on yourself; 30-40% return possible for getting healthier. If you don’t lose weight, you do lose money; that’s why it is a bet.
  • Sell Stuff – we sell something almost every month. We have a bunch of stuff we never use and really don’t need any more. Clean out your closets, the garage, and your storage areas. We’ve sell, on average, about $100 of stuff per month. We sold over $1,000 worth of stuff last year through garage sales, Craig’s List, Nextdoor, and Facebook marketplace.

Side Hustles
(repeat clients)

Income Stacking

I ran across the term, “income stacking” while researching new ways to create recurring revenue. Basically, it means creating multiple small revenue streams that “stack” on each other. Say you get $6/month from Nielsen, $20/month from Google AdSense, $200/month from Rover, $100/month in dividends, and so on. Before you know it, your recurring revenue from multiple relatively small revenue streams becomes more than your paycheck. That’s the goal!

Thanks for stopping by. Please leave a comment and let us know what you are doing for recurring revenue – #FIDO.

Additional Recurring Revenue Resources







  1. Just rec’d a Panera Break gift card (e-version) from Nielsen tracking. Not a huge win, but enough for a few free meals. My wife likes going to Panera every now and then for lunch so the next two are no cost; thanks Nielsen!

  2. Here’s another survey site recommended by the Money Mix on a side hustle post, but I haven’t tried it yet. Let me know if it works for you:
    IntelliZoom is an online survey and website user testing program. It commonly involves evaluating a website. Your activities are recorded with either screen recording software, webcam, or both. The payout is $10 per study. With other online survey and/or web testing sites, you rarely get $10 per study.

  3. Thanks DOSH app! Just got 5% extra back at Kroger. And, $10 for downloading the app (wife & I). Get in on it folks, cut your Kroger grocery spending by 5% this weekend! Many other stores included, 100,000 nationwide. 😎

    • Thanks for the comment. One easy way to create recurring revenue is playing the credit card sign-up bonus game. Educating yourself on how it works and sticking to the plan is key.

      My wife and I started focusing on credit card deals and online savings account bonuses about 10 years ago. We’ve made over $10k this past decade; more than $1,000/yr. on average. This year we already captured over $1,600 in extra cash via cash-back and sign-up bonuses. Citi Bank paid us $500 (new online savings account bonus), new AMEX card paid us $300 sign-up bonus plus 6% back at grocery stores & 3% at gas stations, and Chase Sapphire Miles paid over $750.

      I did my best to describe how it works for us in this post:

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